Open Enrollment
AT A GLANCE
AT A GLANCE![]()
AT A GLANCE
MetroED Medical Benefits – Overview
All Metropolitan Education District (MetroED) employees participate in the CalPERS Medical Program.
Open Enrollment:
- Open Enrollment is held every September.
- During this time, eligible employees can enroll in, change, cancel, or update their medical coverage.
New Hires:
- Enrollment forms must be submitted within 30 days of your hire date.
- If you do not return your forms within 30 days, you will waive your benefits.
- If benefits are waived, you must wait until the next Open Enrollment period or experience a qualifying status change (such as marriage, birth, or loss of other coverage) to enroll.
Open Enrollment
Open Enrollment ![]()
Open Enrollment
Smart Choices. Shared Savings. Stronger Together.
Every wise benefit decision helps us all.
It's That Time: Pick Your Plan for 2026!
You’ve got from Fri., Sept. 15, to Wed., Oct. 10 to:
✅ Enroll in a new medical plan
🔁 Make changes to your current one
❌ Cancel your coverage
✏️ Update details as needed
🗓️ Your choices kick in January 1, 2026
Happy with your current plan? No worries — you don’t need to do a thing!
KNOW YOUR BENEFITS
KNOW YOUR BENEFITS![]()
KNOW YOUR BENEFITS
The District contributes $24,500 per year for each full-time employee to help cover the costs of medical, dental, and vision insurance. (District contribution is prorated for less than full-time employees over 50%). This is referred to as the “benefits cap.” The benefits cap is a composite where the total cost that the district contributes is the number of FTEs multiplied by $24,500.
Frequently Asked Questions
Frequently Asked Questions![]()
Frequently Asked Questions
All health plans have geographical restrictions except for PERS Platinum. To find health plans available in your area, refer to Health Plan Search by ZIP Code.
Other helpful tools:
- Open Enrollment 2025-2026 Employee Communication Letter
- MetoED 2025-2026 Medical Plan Open Enrollment Handbook
- Benefits Cap FAQs
- 2025 Health Benefit Summary (PDF) provides a general overview and compares covered services, co-payments, and benefits for each CalPERS health plan.
- Health Program Guide (PDF)
- How to Choose a Health Plan (PDF) Only you can decide which health plan is right for you and your family. CalPERS offers a variety of Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), and Exclusive Provider Organization (EPO) plans to choose from. Use this checklist and available resources for factors to consider as you explore your options.
- Health Benefits Plan Enrollment for Active Employees (fill in PDF form)
Medical Benefits
Medical Benefits![]()
Medical Benefits
The following CalPERS-administered Benefit Plans are available to all eligible employees. Each plan offers different levels of coverage and cost. Choosing a plan that best fits your needs, including lower-cost options, helps stabilize costs for the entire District:
Plan Contact Information
|
Anthem Blue Cross
|
855-839-4524
|
| Blue Shield |
800-334-5847
|
| Kaiser Foundation |
800-464-4000
|
|
PERS Gold
PERS Platinum
|
877-737-7776
|
| CalPERS Medical |
888-225-7377
|
Access your myCalPERS account at my.calpers.ca.gov to view, download, and/or print your Health Plan Statement. To register, visit here.
This feature provides secure 24/7 access to customized health enrollment information with a variety of benefits:
1. Informs you of specific health benefit changes that may impact you in the coming year.
2. Provides a list of enrolled dependents.
3. Provides direct access to all CalPERS Open Enrollment information:
- Health Plan Summary of Benefits and Coverage
- Health Plan Evidence of Coverage
- Health Program Guide
- Medicare Enrollment Guide
- Open Enrollment Newsletter
- Health Plan Chooser
- Health Plan Websites and their provider directories
